The days following a disaster are critical in storm recovery. It’s important that while you’re working to clean up that you also take advantage of community resources.
The Better Business Bureau recommends:
• Assess the damage – take pictures, contact your insurance company, document damage and don’t make any permanent repairs until you get approval from your insurance company;
• Clean and make temporary repairs – make minor repairs to help limit further damage, clean up standing water, remove debris and treat the property for mold. Wear protective clothing including close-toed shoes, gloves and masks while cleaning;
• Hire a contractor – once you get the go-ahead from your insurance company, hire a contractor to complete permanent repairs. Get references, do your research, look out for price gouging and make sure you read and understand everything you sign. Get written contract agreements, never pay in full in advance and contact your local building department to ensure the contractor is licensed in your area.
One major thing to look out for is “storm chasers,” people who take advantage of those suffering in the wake of a natural disaster. These people may pose as insurance claim adjusters, contractors or others offering unsolicited repairs or work for a price. Offers to purchase damaged homes should be viewed skeptically.
A great source of help for those recovering from a storm is the FEMA website. Visit www.fema.gov/disaster/current/hurricane-helene to see what emergency and financial assistance is available to you. Assistance can include vouchers for hotel and Airbnb rentals, emergency utility, clothing and housing assistance, food and other assistance. If you qualify for FEMA assistance, it’s important to apply quickly.
In Manatee County, you can also visit www.mymanatee.org/storm to register for local assistance.
Business owners can contact the Small Business Administration for loans and relief options at www.sba.gov.
