Service is first at Waterside
SUN PHOTO/LOUISE BOLGER
Dia Wilson and Lynn Zemmer
are ready to serve you at Waterside Lending.
If you’re mood has been less than jolly recently trying to make sense of the doom and gloom being plastered all over the airwaves and newspapers, I know a place you can go for a shot of cheerfulness without even leaving the island.
You wouldn’t ordinarily think of Bridge Street in Bradenton Beach as a location where serious business is conducted. But right alongside restaurants, miniature golf courses and T-shirt shops is Waterside Lending, conducting the serious business of helping people acquire financing for home purchases and home refinancing. Lynn Zemmer, the owner broker and CEO of Waterside Lending, and Dia Wilson, a mortgage consultant, are the Waterside Lending team, and I doubt you have ever met two more positive women.
Zemmer relocated from southern California in 2006, bringing her 10 years of mortgage financing experience with her to Anna Maria. She opened Waterside Lending in November of 2007 and has seen the business steadily increase with significant changes since the beginning of the year. Wilson, a long-time resident of Longboat Key, has joined Zemmer at the Bridge Street location, contributing 14 years of banking experience and more than three years as a mortgage broker. Their mission is to provide the best possible service to their clients with integrity and a large dose of optimism.
Service is the word you hear over and over from Zemmer and Wilson. They are quick to point out that out-of-the-box financing is their specialty. As opposed to banks, that only offer their own financing programs, Waterside has a broad spectrum of products available from many different lenders including private investors. This provides them with the ability to shop the best rates for their clients and to find the best product fit tailored to their client’s needs and individual financial profiles. They also attend all local closings as a service to their clients in the event of any last minute problem at the closing table.
In addition, Waterside has many programs available for foreign nationals wanting to buy property in Florida. Frequently, buyers from out of the country have difficulty finding individual banks willing to work with them. Zemmer and Wilson point out that at this time loan offers working at banks are not required to be license by the State of Florida, whereas anyone working for a mortgage broker must be licensed.
With mortgage rates at an all time low, below 5 percent for 30 year fix rate mortgages and 4.25 percent for 15 year, Waterside has been extraordinarily busy with home refinancing requests, however, in recent months their new home purchase business has picked up considerably. People who are considering a primary, second home or investment property purchase should not be deterred from going forward. According to Waterside there is financing available, and they invite people to come in for a free evaluation and pre-qualification.
Zemmer says "God didn’t make any more land near water and Anna Maria Island has some of the best of it." She and Wilson are convinced it’s the perfect time to buy with low mortgage rates and real estate values leveling off. Optimism infused with cheer wrapped up in a positive package, Waterside Lending where your faith in the financial system has a good chance of being restored.
Waterside Lending, Inc.
104 Bridge Street, Bradenton Beach