Vol 6 No. 39 - June 21, 2006
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Combo living easy at North
Beach Village
SUN PHOTO/LOUISE BOLGER
North Beach Village in Holmes Beach offers both condo
and homeowner associations in the same complex.
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By Louise Bolger
SUN STAFF WRITER
Owning a single family home or
living in a condominium is a decision that is not uncommon among
Florida transplants. Do you give up garage and storage space
for the convenience of a turnkey lifestyle; is swimming in your
own pool more important than the ease of having someone else
clean it; and would you rather make your own landscaping decisions
instead of living with majority rule. If these are some of the
conflicting feelings you’ve experienced, then North Beach
Village in Holmes Beach may have at least part of the solution.
North Beach Village is tucked away on a triangular piece of
property between Holmes Boulevard, Gulf Drive, and 64th Street
with a beach access across Gulf Drive. The attractive complex
consists of multi-level townhouses with garages and bonus rooms
behind the garage. There are a variety of floor plans ranging
from 1,536 square feet down to 1,206 square feet with either
two or three bedrooms and two or two and a half baths. Most
have two-car garages, but there are a few one-car garage models.
A few units have elevators. They all have more than one deck,
some are open and some are covered and screened, there is also
a lower patio off the bonus room.
The primary contrast among the 71 residential units is that
20 are a homeowner’s association (built between 1988 and
1989), and 51 are condominiums (built between 1990 and 1993).
The principal difference has to do with ownership of the land
and insurance. The homeowner’s association units own the
land under the building and are issued a survey reflecting this.
Also, homeowner’s association residents are responsible
for their own homeowner’s, flood and wind insurance just
as if they owned their own homes. The condominiums do not own
the land under the units, and have their insurance paid for
as part of their monthly association fees requiring them only
to carry condominium rather than structural insurance. Therefore,
monthly maintenance fees are higher in the condominiums than
in the homeowner’s association, $276 vs. $113.50. Maintenance
fees in all areas, however, include cable, pool and lawn maintenance
and pest control.
The homeowner’s association does not have standard condo
rules to abide by involving rentals, the condos have a two week
minimum rental rule. Pets are permitted in all of North Beach.
Currently there are six on the market available for sale. One
is part of the homeowner’s association listed at $570,000,
and the other five are all in the condos ranging from $550,000
to $609,000. The last two sales were in 2005, both were in the
condos, one closing at $527,500 and the other at $618,000.
The townhouses at North Beach Village represent single family
living without all of the responsibility, and condo living without
all of the restrictions, a little something for everyone. So
if you’re having trouble making a lifestyle decision, this
may be the place for you, all it takes is a village to make
your dreams come true. |
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